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   Risk Management and Employee Benefits CORE DENTAL INSURANCE
 

CIGNA Dental is the dental provider.  With CIGNA dental, you have a choice of three options to meet your dental needs:  DHMO, Low PPO and High PPO. You can decide which dental coverage best suits your needs and can select it separately from your medical plan. 


DHMO – a “pre-paid” dental plan that features no deductibles and offers lower out-of-pocket costs for your dental care needs.  Please note that the DHMO requires you to select a Primary Dental Provider (PDP) to coordinate your dental care prior to receiving services.  If you do not select a PDP, CIGNA dental will assign one to you.  You can change your PDP by contacting CIGNA and that change will be effective the 1st of the following month.  Benefits are only provided when services are received by an in-network dental provider.  More information can be found by logging into www.mycigna.com


Low PPO & High PPO – allow you to use any dentist of your choice.  If you use a CIGNA network dentist, your out-of-pocket expenses will be lower than if you seek services from a non participating provider.  With these plans, you do have a deductible.  Once that deductible is met, your coinsurance responsibility will be based on the type of services received.  More information can be found by logging into www.mycigna.com. Claim forms can be found by clicking here.

PLEASE NOTE: CIGNA Dental PPO plans have a new name – they are now called the CIGNA DENTAL CORE NETWORK. Please see this flyer for more information.

Please note that ID cards are not issued for the PPO dental plans.  Blank cards are available at the Risk Management/Employee Benefits office.  You can also print a personalized card at www.mycigna.com or you can request a card by calling CIGNA Dental at 1-800-244-6224.


From time to time, dental providers will change their status and they may choose to no longer be an in-network provider. Please note that a provider changing their status with insurance carriers does not allow members to change their plans outside of the yearly open enrollment period.

Employee Benefits Booklet 2009-2010
is in PDF format.
Click on picture below to download Acrobat.

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