Effective July 1, 2010 Aetna Dental is the dental provider.  With Aetna dental, you have a choice of three options to meet your dental needs:  DHMO, Low PPO and High PPO. You can decide which dental coverage best suits your needs and can select it separately from your medical plan. 

DHMO – a “pre-paid” dental plan that features no deductibles and offers lower out-of-pocket costs for your dental care needs.  Please note that the DHMO requires you to select a Primary Care Dentist (PCD) to coordinate your dental care prior to receiving services.  If you do not select a PCD, you will not be able to obtain services until you do so. You can change your PCD by contacting Aetna and that change will be effective the 1st of the following month.  Benefits are only provided when services are received by an in-network dental provider.  More information can be found by logging into www.aetnanavigator.com

Low PPO & High PPO – allow you to use any dentist of your choice.  If you use an Aetna network dentist, your out-of-pocket expenses will be lower than if you seek services from a non participating provider.  With these plans, you do have a deductible.  Once that deductible is met, your coinsurance responsibility will be based on the type of services received.  More information can be found by logging into www.aetnanavigator.com.

From time to time, dental providers will change their status and they may choose to no longer be an in-network provider. Please note that a provider changing their status with insurance carriers does not allow members to change their plans outside of the yearly open enrollment period.

Employee Benefits Booklet 2010-2011
is in PDF format.
Click on picture below to download Acrobat.