AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUS

YOUR SUPPLEMENTAL INSURANCE OPTIONS
MCSD is pleased to announce that The American Family Life Assurance Company of Columbus, better known as AFLAC, will be offering several insurance policies for you to purchase if you desire. These are individual policies which may provide additional insurance coverage that you need depending on your personal situation. Participation in the AFLAC policies is voluntary and premiums are payroll deducted for your convenience. In addition, these are individual policies which are portable should you ever leave employment at MCSD.

WHAT ARE MY POLICY OPTIONS?
AFLAC offers the following policies to eligible MCSD employees:

• Personal Cancer Indemnity Plan – (Level 3 benefit now available) This personal cancer policy pays continuing benefits should the insured be diagnosed with and treated for cancer and 32 other dread diseases. There are two levels of benefits from which to choose. Both provide comprehensive benefits including coverage for skin cancer and wellness exams. If you have had cancer in the past, you can still qualify for coverage if you are treatment free for at least five years (two years for breast cancer).
• Specified Health Event Protection – (replacing Personal Recovery Plus) This is an individual supplemental policy that pays a first-occurrence benefit as well as hospital confinement and continuing care benefits for: Heart attack & coronary artery bypass surgery, stroke, end-stage renal failure, major human organ transplant, major third-degree burns, coma and paralysis.
• Personal Sickness Indemnity Plan – (replacing Voluntary Indemnity) This policy pays the insured for hospital stays and surgeries. Additionally it pays for routine doctor visits up to 8 times a year for families.
• Personal Accident Indemnity Plan – This accident plan’s benefits are payable for a covered person’s injury, dismemberment or death caused by a covered accident that occurs off the job. This policy also includes an annual wellness benefit.
• Life Protector - (replacing Life Assurance) 10, 20 and 30 year Term and whole policies available.  Face amounts are available up to $200,000.  You can also provide policies for your spouse and child(ren). Health questions will be asked regarding your current health status; however, a medical exam or blood test is not required.

* Please note that the Level I Cancer, Personal Recovery Plus, Voluntary Indemnity Plan, and Life Assurance policies are no longer available to purchase but current policyholders can continue plans through payroll deductions.

If you are interested in purchasing an AFLAC policy or have any questions about your current policies, please contact one of these representatives:

Karen Zabaglo
Cell: 772-284-3210
Fax: 772-398-4593
karenz@adelphia.net

Loire Lucas
Phone: 772-708-5931
Fax: 772-286-3031
loire_lucas@us.aflac.com

Filing your AFLAC claims can be confusing. To help expedite and wellness or policy claims that you may have, please fax them directly to Loire Lucas and she will file them with AFLAC for you.